BUILT BY SEGMENTUM · COWORK COST GUIDE
How many Copilot Credits does drafting a proposal use?
Drafting a proposal is medium-to-heavy Cowork work - roughly 500 to 1,200 Copilot Credits, about £4 to £9.50 per proposal. The good ones are grounded: your past proposals, the meeting notes, the email thread where the client said what they actually wanted.
What this task adds up to
One person, one task is easy. The monthly picture is what matters - put in how often this actually happens in your business.
Usage only - licences come on top, and every person needs one. Credit ranges are directional; run the task and check /cost in Cowork for your real figure. $0.01 per credit at roughly £1 = $1.27, ex-VAT. Last verified 13 July 2026.
What drives the cost
Grounding drives the cost. A proposal written from a blank brief is cheaper and worse. One that pulls the client's own words from your correspondence, matches services from past proposals, and drafts pricing tables from your templates costs more credits and arrives closer to sendable. This is one task where paying for the heavier version is usually right.
The frequency is what makes this cheap in context. Most businesses proposing twice a month spend £8 to £19 a month - noise against the value of the deals those proposals chase, and against the Friday afternoons they used to consume. The risk isn't the cost; it's sending a fluent draft nobody senior read. The draft is the start of the judgement, not the end of it.
Common questions
What should I give it to get a good draft?
The client conversation (email thread or meeting notes), one or two past proposals you were proud of, and your pricing structure. Grounded in, quality out.
Will it get our pricing right?
It will reproduce pricing from your materials - it won't know your margins or what this client should pay. Numbers are yours to own before sending.
Is a proposal cheaper in Copilot chat?
For a short one-pager, probably - that's covered by the licence. Cowork earns the usage cost when the job is genuinely multi-source: gather, structure, draft, unattended.
BEFORE YOU COMMIT
That's the cost. The harder question is whether it's the answer.
A new tool sitting on top of an estate that nobody fully understands usually adds cost, not clarity. So before you commit the budget, it's worth asking a simpler question: is Cowork actually your constraint, or is it something underneath it? We help established UK businesses get a clear view of what they're running - and whether the next bit of spend earns its place.
Pricing and defaults last verified
13 July 2026
against Microsoft's published documentation.
Figures use Microsoft list pricing ($0.01 per Copilot Credit, billed in US dollars) converted at roughly £1 = $1.27, ex-VAT. Usage defaults come from Microsoft's Cowork Frontier programme data. This is a budgeting aid, not a quote - confirm current pricing with Microsoft. This is an independent tool built by Segmentum and is not produced or endorsed by Microsoft. "Microsoft 365", "Copilot" and "Cowork" are trademarks of Microsoft, used for identification only.